Welcome to the HD Vest Professional Liability Insurance Program website for HD Vest Advisors administered by Aon’s Affinity Insurance Services, Inc.

Errors & Omissions (E&O) professional liability insurance is designed to protect you against claims arising from negligent acts in the performance of your professional services. As you face new and more complex exposures, the need to protect yourself is as important now as it ever has been.

We live in a litigious society and E&O coverage is important in helping to protect not only your assets, but your reputation as well. You need E&O insurance that is simple, affordable and effective. This website provides information about coverage available to HD Vest Advisors.

HD Vest team

Enrollment Instructions:

  1. In the left hand side bar, click Enrollment
  2. Select desired plan
  3. Enroll and pay
  4. Certificate issued within 48 hours. 
  5. Login to My Account feature can be used after receipt of your certificate of insurance.

The participation fees for the E&O Program includes premium, surplus lines taxes program administration fee and applicable affiliation fee. The participation fee is fully earned, and that if your relationship with HD Vest terminates for any reason coverage terminates the same date and you will not receive a refund of any portion of your participation fee.

Coverage is provided by National Fire & Marine Insurance Company (a Berkshire Hathaway Specialty company), a domestic surplus lines insurer, with a financial rating of A++ (Superior) by A.M. Best Company.

Notice to Certificate Holders: This insurance contract is with an insurer not licensed to transact insurance in this state and is issued and delivered as surplus line coverage under the Texas insurance statutes. The Texas Department of Insurance does not audit the finances or review the solvency of the surplus lines insurer providing this coverage, and the insurer is not a member of the property and casualty insurance guaranty association created under Chapter 462, Insurance Code. Chapter 225, Insurance Code, requires payment of a 4.85 percent tax on gross premium. This coverage is placed through Agents Professional Liability Service Organization (APLSO), a risk purchasing groupduly organized under the Federal Risk Retention Act of 1986 and registered in all states. Enrollment in this E&O Program automatically includes membership in APLSO.